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Finance partner

V12 Retail Finance logo

Spread the cost of your purchase and choose terms that suit you. Pay over time on your terms, with our flexible options.

How to pay monthly for private number plates

Interest-free finance

Up to 18 months 0% APR representative interest-free finance*. Spread the cost of your purchase over 12 or 18 months. No deposit is required.

Spend a minimum of £250 and choose from the following simple finance options:

  • 12 months interest-free finance on orders of £250 and above
  • 18 months interest-free finance on orders of £250 and above
* Interest-free finance is only available on selected registrations.

Interest bearing finance

Up to 48 months 19.9% APR representative interest-bearing finance.Spread the cost of your purchase over 24, 36 or 48 months.No deposit is required.

Spend a minimum £250 and choose from the following simple finance options:

  • 24 months interest-bearing finance on orders of £250 and above
  • 36 months interest-bearing finance on orders of £250 and above
  • 48 months interest-bearing finance on orders of £250 and above
Key information
  • Pay monthly
  • No deposit required
  • Choose from:
    • Up to 18 months 0% APR representative interest-free finance*
    • Up to 48 months 19.9% APR representative interest-bearing finance
  • Apply online in under 3 minutes
  • Finance provided by V12 Retail Finance Ltd
  • Credit check required for approval
  • Credit check will not affect your credit score

Finance calculator

Our finance calculator is for illustration purposes. It will give you an idea of the amount of interest you will pay on your private number plates finance, and the total repayment amount including that interest. The actual finance application process is separate.

Using the calculator does not commit you to anything, or share any information about you or the figures you enter with V12 Retail Finance Ltd.

Finance Calculator

Apply for private number plate finance

Basic criteria

  • Be over 18 years of age
  • Be a UK resident, with at least 3 years' continual address history
  • Be or your partner is, in permanent paid employment, self-employed, retired and receiving a pension, working student in part time work or in receipt of a disability benefit;
  • Have a UK bank account capable of accepting direct debits
  • Have a debit or credit card in your name, which is registered to your address, in order to pay for the deposit (if a deposit is applicable to your purchase)
  • Have a valid email address and phone number

Please note that meeting the above criteria does not guarantee finance acceptance.

Your online finance application will ask for some personal and potentially sensitive information, including name, address, phone numbers, bank account and credit card details. Our credit partner needs this information for identity and credit checks. To maximise your chances of approval for credit, please ensure that the information you provide is correct and accurate.

The online application form takes just a few minutes to complete, and the finance company will typically respond with their decision in about 10 seconds. However, some applications may take a little longer to process, so if an instant decision isn't possible, we will let you know by email as soon as the finance company advises us of their decision.

Please note that the finance provider may email to request proof of your ID after your application has been approved and your deposit has been paid. Your proof of identity will be checked to verify your transaction. If you are unable to provide a valid proof of ID, or your ID fails the check, we will contact you.

A credit check forms part of the automated application process in order to ensure responsible lending.

When your credit application is accepted, you will need to pay a deposit online, with a credit or debit card. The required deposit amount is shown in the credit summary (displayed on the top left hand side of the screen throughout the credit application) and on the credit agreement itself. Your monthly repayments will be collected by Direct Debit.

You have the right to repay all or part of the credit early, at any time.

Registration Transfers Limited trading as Regtransfers.co.uk is authorised and regulated by the Financial Conduct Authority and is the broker and not the lender. Our registration number is 683825. Registration Transfers Limited offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Credit is provided subject to affordability, age and status. Minimum spend applies. Not all products offered by Secure Trust Bank PLC are regulated by the Financial Conduct Authority.

V12 Retail Finance Limited. Registered in England and Wales 4585692. Authorised and regulated by the Financial Conduct Authority. Registration number: 679653. Registered office: One Arleston Way, Solihull, B90 4LH. Correspondence address: 20 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ.

V12 Retail Finance is a trading name of Secure Trust Bank PLC. Registered in England and Wales 541132. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Registered Office for both: One Arleston Way, Solihull, B90 4LH.

Private plate finance FAQs

The role of DVLA

Car registrations and number plates, including personalised number plates, in the UK, are the responsibility of the Driver and Vehicle Licensing Agency, usually known as the DVLA. It issues new registrations twice a year and also maintains the central database that records details of all vehicles licensed to drive on UK roads, along with their keeper and registration information.

Regtransfers works closely with DVLA to complete registration transfers as quickly and efficiently as possible. Regtransfers is a DVLA-registered supplier of personal car registrations and number plates and is listed on the DVLA Registrations website. All number plates supplied by Regtransfers comply with DVLA's prescribed standards and regulations.

DVLA administers all UK registration transfers and issues updated registration documents when the registration number of a car is changed, or when a registration is removed from a vehicle and placed on a retention document in accordance with the DVLA Retention Scheme.

DVLA is a registered trade mark of the Driver & Vehicle Licensing Agency. Regtransfers is not affiliated with the DVLA or DVLA Personalised Registrations. Regtransfers is a recognised reseller of unissued Government stock.

Number plate regulations

When a car is on the road, it is an offence to display number plates bearing any number other than the vehicle's officially recorded registration number. If you purchase a private registration, learn how to transfer private plates before displaying the new number.

All registration number plates displayed on UK vehicles must comply with the official number plate regulations. DVLA oversees enforcement of number plates display regulations and maintains a register of approved manufacturers and retailers of vehicle number plates.

Regtransfers is not part of, and is not formally affiliated with DVLA.

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